Our specialty is the Autumn season and providing clients with 
peace of mind, in knowing we have taken steps 
to ensure their income lasts a lifetime. 

Everyone has concerns about how their Estate 
will be divided or transferred to the next generation, 
or how taxes will impact the transition 
- you can talk to Léony and she can help.  

  • Pensions
  • RRSP’s, RRIF’s and Annuities
  • Estate Friendly Investments
  • Charitable Gift Planning
  • Team of Professionals

From real, personal experiences Léony understands 
the most difficult time for any family 
is when a loved one passes.  
Let her be there to help.

  • Estate Guidance & Planning 
  • Executor Assistance
  • Estate Transitions

If you are just starting out, or starting over, 
deGraaf Financial Strategies can simplify this season for you 
by shopping the financial market for the 
best solutions to your unique situation 
and get you started on the best path. 

Personal and unbiased advice is a sure way to get you 
on the path to financial freedom 

  • Life Insurance
  • Mortgage Insurance
  • Disability Insurance
  • RESP (Registered Education Savings Plan)
  • TFSA (Tax-Free Savings Account)

the seasons of life . . .
For more information, click on the 'Articles' page

deGraaf Financial Strategies can help you secure 
the retirement you dream about, 
but with one difference  - no service fees - 
because we don’t think it should cost you money to invest your money.

Let’s talk about ways to 
maximize your savings and your tax breaks!  

  •  Retirement Planning
  •  Critical Illness Insurance
  •  Long-Term Care Insurance
  •  Employee Benefits
  •  Tax-Efficient Investments   
  •  Severance Packages