With over 50 years of family experience
deGraaf Financial Strategies
has the knowledge and real experience
to prepare you for your financial seasons of life
How much should you be saving for retirement?
What are the safest investments to make in today’s economy?
How can you easily transition your wealth to the next generation?
Who will benefit from your mortgage insurance - your family or lender?
How do we solve the capital gains issue on the cottage?
Brokers are Best!
As a broker to the investment and insurance industry, deGraaf Financial Strategies has access
to a broad range of quality products from large and reputable Canadian companies.
We search the industry for the best solution for your particular needs.
Representing . . .
. . . and more!
The banks and captive advisors only have
their own products to offer as solutions to your financial needs.
They must be able to fit you into their box
and often make similar recommendations, whether you are 18, 48 or 80.
For someone as individual as you are,
don't you deserve an individual plan, tailored to your specific needs?
As a broker, deGraaf Financial Strategies shops the financial market for you,
recommending only the solutions that meet or exceed your needs - no boxes!
Our mission is to educate consumers of financial products on their choices,
because only with all of the information
can you make the right choice for you and your family.
If you're tired of being treated like a number,
or feel like your financial future deserves more than a cookie cutter approach
then give deGraaf Financial Strategies a call - we'd be happy to earn your business!
Léony deGraaf Hastings has grown up in the financial industry, with her father being a distinguished advisor for more than 40 years now. Léony began her own financial career in the family firm 14 years ago and has since built a successful practice in Burlington where she resides with her husband and children. After testing several business models, it became apparent clients prefer to discuss their finances in the comfort and privacy of their own home or office. Just like the good old days when the doctor made house calls, Léony provides in-home consultations.
Appreciating the time Léony spent with her grandparents as a child, and losing her Mom to breast cancer in 2000, Léony found herself gravitating towards helping seniors and assisting families with complete estate planning. Recognizing this passion, Léony took specialized courses to earn her Elder Planning Counselor designation and is currently enrolled in the Certified Financial Planner (CFP) self-study program.
As an EPC, Léony’s approach is to educate and assist retirees in simplifying their season of life, by providing clients with the information, choices and tools needed to make wise financial decisions. When necessary, Léony utilizes a team of experts, from lawyers and accountants to senior financial advisors and fund managers, to assist in case consultation. Léony's role is that of a quarterback for your finances, bringing in the solutions you need to secure your retirement, from the best people and companies who provide them. No two people are alike and therefore no two financial, retirement or estate plans are alike.
Giving back to our community is important and Léony volunteers her time as the Chairperson for the Burlington S.A.L.T. Council (Seniors & Law-enforcement Together) educating seniors on crime-prevention alongside the Halton Regional Police. She is the current President of the Burlington Newcomers Club and Léony is also an invited member of Joseph Brant Memorial Hospital’s Charitable Gift Planning Advisory Council - Executive Board, and is a regular contributor to the financial columns of the Senior’s Review Newspaper (past), Autumn View—the OPSEU Retirees Quarterly and the Silver & Gold Magazine.
Most recently, Léony was voted Burlington’s
‘Favorite Financial Advisor’
AND
‘Best Insurance Broker’
in the 2011
Burlington Post Reader’s Choice Awards!
This is the 3rd Year in a Row voted
Best Financial Advisor in Burlington!
Léony deGraaf Hastings
Elder Planning Counselor
Financial Advisor
Call or e-mail TODAY to book your
no-cost, no obligation,
personal financial review
appointment!
(905) 632-9900
or
1-800-775-7047
A Seniors Advisor you can Trust. Leony deGraaf is Burlington's best female financial advisor, Reader's Choice Award Winner 2009 + 2010 Burlington Ontario, Serving clients in Burlington, Waterdown, Oakville, Hamilton, Grimsby, Ancaster, Stoney Creek and beyond. Retirement planning specialist, retirement advice, segregated funds, elder planning counselor, pension severance package, Retirement and Estate Planning, life insurance, investment planning, A Seniors Advisor you can Trust. Leony deGraaf is Burlington's best female financial advisor, Reader's Choice Award Winner 2009 + 2010 Burlington Ontario, Serving clients in Burlington, Waterdown, Oakville, Hamilton, Grimsby, Ancaster, Stoney Creek and beyond. Retirement planning specialist, retirement advice, segregated funds, elder planning counselor, pension severance package, Retirement and Estate Planning, life insurance, investment planning
Léony deGraaf Hastings
Retirement & Estate Planning Specialist
Elder Planning Counselor
Get the answers to these
and ALL your financial questions from
deGraaf Financial Strategies
We can help you with . . .
Insurance, Critical Illness Insurance, Long-term Care Insurance,
Executor Assistance . . . . and more!
Important Probate Update:
Ontario’s Bill 173 has been quietly pushed through the House recently and will come into effect on January 1, 2013.
Some of the new provisions include providing the Minister of Finance prescribed information about the deceased and his/her assets, a four year assessment or re-assessment period and a fine of $1000 or twice the tax payable or imprisonment for up to two years, if the estate representative misrepresents information or asset values to the Minister.
This new legislation will undoubtedly make it more costly, more time consuming and result in more liability for the estate trustee (Executor).
For more information about the probate process,
see the September/October 2011 edition of Silver & Gold Magazine
Or visit the All About Probate Page for more information
A Seniors Advisor you can Trust. Leony deGraaf is Burlington's best female financial advisor, Reader's Choice Award Winner 2009 + 2010 Burlington Ontario, Serving clients in Burlington, Waterdown, Oakville, Hamilton, Grimsby, Ancaster, Stoney Creek and beyond. Retirement planning specialist, retirement advice, segregated funds, elder planning counselor, pension severance package, Retirement and Estate Planning, life insurance, investment planning, A Seniors Advisor you can Trust. Leony deGraaf is Burlington's best female financial advisor, Reader's Choice Award Winner 2009 + 2010 Burlington Ontario, Serving clients in Burlington, Waterdown, Oakville, Hamilton, Grimsby, Ancaster, Stoney Creek and beyond. Retirement planning specialist, retirement advice, segregated funds, elder planning counselor, pension severance package, Retirement and Estate Planning, life insurance, investment planning
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